The Procedure of making your 3rd Party car insurance claim

Third party car insurance Singapore is one of the most common sorts of insurance that each car owner in Singapore must possess. It covers the driver’s liability if a 3rd person or property is affected by the car owner, and covers the prices of third party bodily injury and property damage.

Before everything, you need to know how to apply for third party car accident claims in Singapore.

Step 1: Obtain all relevant information

After the incident, note the following things that involve both parties:

 

• Full Name
• NRIC / FIN
• Telephone number
• Address
• The Insurer and therefore the policy number

You must keep this data for the report and to file a claim to the third party car insurance provider Singapore. 

Step 2: Photograph everything

Get as much evidence as possible to back your claim. Click photographs of your car’s damaged parts and areas, other vehicles involved within the accident, and therefore the accident surroundings. You’ll also take video footage and check out to get witness testimonies. 

Step 3: Talk to your 3^rd party car insurer

In Singapore, you're lawfully obliged to report ALL motor accidents within 24 hours of their occurrence or subsequent working day. Even accidents with minor or no car damage, or situations where you would like to settle without making a 3rd party claim, must be reported. Call your 3rd party car accident insurance provider to send you a towing truck if necessary, and ask any questions you'll have. There’s no excuse for not reporting a car crash because it is now obligatory for all car insurance firms in Singapore to possess a 24 hours hotline available. 

Step 4: Conduct a meeting with the third party’s insurer for a pre-repair checkup

Contact the third party’s insurer and allow them to inspect your car’s damage before sending it to a car repair workshop Singapore. The third party’s insurer has two working days to perform the pre-repair inspection after you've got contacted them. 

You can't start your car’s repair process until the pre-repair inspection is complete, or until the third party insurer has waived the proper to the investigation.

Step 5: Go to an authorized car workshop in Singapore

After the inspection is finished, and you've got received a repair estimate cost, you'll proceed with the repairs. You may have to settle an upfront fee for the repairs directly if the third party’s accountability hasn’t been proved yet.

Benefits of a premium car workshop in Singapore

Buying a new luxury car means not having to stress if the previous owner(s) took care of the car well, or if it’s truly ‘accident-free’. 

At an equivalent time, you may want to enjoy a guaranty offered by the authorized car dealer in Singapore you purchased the car from within the initial few years.

For example, if you purchase a brand-new Mercedes today, you'll enjoy a complimentary 3-year warranty on your new set of wheels. Any servicing, repair, or parts replacement, if required, are going to be done by authorized Mercedes workshop Singapore. 

Price Transparency

Authorized service centers like the Mercedes or BMW service centers in Singapore will quote you an all-inclusive price. This includes getting the first BMW parts that you simply need, and therefore the labor which is required for the replacements of the parts. 

Warranty Period for Parts

Mercedes service center near me provides a 2-year warranty once you buy an ingenious Mercedes part from them. 

However, albeit you decide on an independent car workshop, it shouldn’t be a stretch to expect them to supply some sort of guarantee.