A car accident may be a traumatic experience. Most drivers who encounter one will find themselves in a state of shock and unsure of what to try to do.
While nobody plans to urge into an accident, this stuff does happen. And when it does, you will the third party car accident claims Singapore to back you up.
There’s an honest chance you'll get to make a 3rd Party car insurance claim in Singapore. At any rate, you'll need to inform your car insurer about the accident.
Here’s a step-by-step guide on what to try to do if you ought to ever end up in such an unfortunate situation:
1. Regardless of how small the accident, you want to stop your car, close up your engine, activate your hazard lights, and check if any of the passengers are injured.
2. If there's any personal injury, call 995 for the ambulance. If there are any injuries or deaths, or any government vehicle or property, foreign vehicle, or any passerby is involved within the accident, you'll get to call 999 for police assistance.
3. Then, confirm you're taking down the subsequent information and particulars of the opposite parties involved:
- Vehicle license number
- Name – Address - NRIC
- Contact Number
- Insurer
- Contact detail of witnesses
4. Evaluate the damage that the accident has caused to get or offer the proper reimbursement. Create note of the car model or models that were involved and damaged, including the date and time of the accident, the condition of the road, also a detailed list of the injured drivers, passengers, and pedestrians (if any).
5. If you'll, take photographs on your phone of the accident scene and therefore the damaged vehicles/property before they're moved. This may help support your automobile insurance claim.
Here is where your selfie skills can are available useful. Get as many angles of the accident scene as you will. Take close shots also as wide-angled photographs, so that you gather details like dents and scratches on the car also as information about the environment during which the accident happened. Also, it’s an honest idea to go to an authorized car service center in Singapore, for example, an authorized BMW workshop in Singapore or maybe a Mercedes workshop near me.
6. Make a note of the following:
- Color and model of the vehicles
- The date and time of the accident
- A description of the weather, the
state of the road, and any street lighting
- A list of injury done to any
vehicles and property
- A detailed report about the injuries – both to you and the others (if any)
7. Don’t admit any liability, either in writing or verbally at this stage. This is often because if you admit responsibility for the accident and it seems that you simply aren't responsible, it could complicate the automobile insurance process.
8. Don’t dislocate your car unless the mishap happened in the middle of the road and if someone has been injured.
9. You need to contact your insurer within 24 hours of the accident. Most insurers expect to be told about the accident albeit you don’t shall make a claim. Not notifying them on time may put you in violation of the insurance’s terms and conditions.
Also, a 3rd party may put during a claim and your insurer would want to possess all the relevant information regarding the incident.
10. Give your insurer the
complete facts. Remember that if you're not honest about what happened, you'll
be charged with insurance fraud.
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